How do I qualify for a loan?Most lenders will qualify you for a loan if you:
- Have a job or receive regular income.
- Earn at least $800 per month.
- Are a U.S. resident at least 18 years old.
- Have a bank account in good standing.
How much will the loan cost?The cost of the loan and APR depends on information in your application. The terms are disclosed in the application process when you are directed to the lender's loan agreement. If, when the terms are disclosed, they are not acceptable to you, do not sign the application.
Can I have multiple loans at a time?Payday Loans are intended to be a short-term relief to financial hardship only such as emergencies that require a one-off cash loan. Payday Loans are not a long-term solution to cash flow problems. Hence we highly recommend you do not take out multiple payday loans at once.
What is a payday loan:
A payday loan is a small loan, typically between $100 – $1000, that is used to help a with life’s unexpected expenses such as paying bill, emergency car repairs, household expenses and repairs or other financial emergencies. Payday loans can be a great short-term source of cash, but need to be repaid back when your next payday comes. Payday loans are therefore often referred to as Cash Advance Loans.
How does it work:
PeoplePayDay connects you with the nation’s largest network of lenders while you never need to leave your home or office! Once you complete and submit a brief online loan application, wait just a few minutes as we search our vast network of reputable lenders for the lender that fits your needs. Multiple lenders will compete to offer you a payday advance (also known as a payday loan) at the best possible rates. If you don’t like any of the lenders’ terms, you can simply cancel the application and walk away – there’s no fee or obligation.
Our online application takes less than 5 minutes to complete and can be approved fast.
Rates & Fees
Rates charged depend on each applicant’s information, the state and the lender matched with. Our service matches you with the best possible lender, until that match is made we cannot provide exact rate information.